Owensboro, Kentucky

Feel the Difference of An Active Personal Care Community at Calumet Trace

Personal Care at Calumet Trace in Kentucky helps those who need extra support with activities of daily living. We work with residents and their family members to customize a daily schedule based on their individual lifestyles and preferences.

As you walk through our active senior living community, you’ll see residents who thrive in the familiar, homelike comfort of our welcoming surroundings. You’ll see happy residents who are living an engaging, fulfilling lifestyle. You’ll be greeted by our professional staff members who are ready to listen to you and learn all about you! You’ll see firsthand how our senior activities, programming, neighborhood design, amenities, personalized services, care and unsurpassed warmth work together to make it easy to live with purpose, opportunity and joy!


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What Does Personal Care Look Like at Calumet Trace?

Our beautiful community is located in the heart of Owensboro, Kentucky. Calumet Traces’ higher levels of care in Personal Care and Memory Care truly elevate the community from its competitors in the state of Kentucky.

Our senior care services and programming were designed with our individual residents’ medical care needs in mind. We constantly seek feedback and ideas from within our Owensboro, Kentucky, senior community to ensure life is as engaging and fulfilling as possible. Unlike skilled nursing facilities, Personal Care at Calumet Trace offers seniors a full social calendar with engaging life-enrichment opportunities designed for older adults who desire independence but require some assistance in their daily activities.


Our Personal Care Program at a Glance

  • Three meals per day
  • Assistance with various daily activities, including bathing, grooming and dressing
  • Medication management and monitoring
  • Transportation to medical appointments
  • 24/7 security and emergency call system
  • Pet-friendly community

See the Difference of Charter Senior Living

Our licensed nurses provide different Personal Care levels of care and assistance based on individual needs. Our around-the-clock services support and nurture residents when they need assistance.

Our community offers a wide range of floor plans and living options with homelike designs featuring private kitchenettes and spacious bathrooms. Every new resident is invited – and delighted – to put their personal touch to their new home.

Frequently Asked Questions

What is the difference between Personal Care and a nursing home?

Overall, the main difference between Personal Care and care offered in a nursing home is that nursing homes provide medical and Personal Care in a clinical setting, while Personal Care primarily provides care in a homelike, social setting.

Who qualifies for Personal Care?

Seniors whose health or well-being requires a higher level of support or those who would benefit from a healthier lifestyle and social engagement qualify for Personal Care. Most communities conduct a health assessment that follows state regulations to determine what level of care or assistance is best for each individual.

Other Care Options

What kind of services does Personal Care provide?

Personal Care communities give older adults personalized care in a residential setting. Most senior living options – including Personal Care communities – provide services that include:

  • One to three meals a day
  • Medication monitoring
  • Personal care, including dressing and bathing
  • Housekeeping and laundry
  • Some medical services
  • Social and recreational activities
  • Care coordination
  • Mobility assistance
  • Complimentary transportation

Some communities offer Respite Care or Short-Term Stays. Additionally, some communities offer access to home care services for those who may need more assistance than is provided at the community but who are not yet ready for a skilled nursing care center.

What is the cost of Personal Care?

The Genworth Cost of Care Survey 2021 estimates the regional median monthly rate for Personal Care is $4,263, which breaks down to around $140 per day. To put that into some context, the same survey says a private room in a nursing home will cost around $220 per day ($6,692 per month). Home health aide services average $144 per day.

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Who pays for Personal Care?

While your personal health insurance coverage continues and your pharmaceutical coverage continues, Medicare typically doesn’t pay for Personal Care. Most Personal Care residents pay for this kind of care from their personal resources or with help from coverage provided by long-term care insurance. Veterans Aid and Attendance Benefits can help cover the cost for eligible Veterans and surviving spouses who are over age 65.

Is it possible to stay in short-term personal care?

Yes. During a Short-Term Stay, guests are provided with the same Personal Care services and amenities as permanent community residents.

Does medicare pay for Short-Term Personal Care home stays?

If outside services (such as rehabilitation) are needed during a resident’s Short-Term Stay in Personal Care, Medicare coverage would be available to qualifying patients.